Families & Individuals The bedrock of our firm
The bedrock of our firm are the families and individual clients seeking a truly holistic approach to wealth management. The challenges of daily life leave little time to adequately evaluate, much less optimize, the myriad competing claims placed on limited resources - especially your time. Doing the proper planning to ensure a secure future only adds to the burden. Our process is designed to make those decisions easier by ensuring the appropriate steps have been taken to make sure those decisions are sound and acted upon timely.
Retirees Maintain financial independence
Retirees face perhaps the most daunting question of their financial lives. Namely, are they ready to walk away from the workplace - for good? While future employment or business opportunities may present themselves in the future, mitigating the financial impact of leaving work too soon could be difficult, if not impossible, to overcome. Ensuring the ability to maintain financial independence for decades to come will involve taking a close look at current resources, determining how much can be used and how soon, how much should be reasonably set aside for future health care expenses, and more.
Physicians Ensure your future
The state of the medical profession today can leave many physicians struggling to allocate their time to where it is most needed - attending to patients. Lower reimbursements, regulatory constraints, increased taxes and legal liability only add to the challenges of managing a successful practice, much less planning for the future. Compounding the problem is knowing where to turn for advice that is aligned firmly with your interests and not those of the insurance companies and brokerage firms regularly contacting your office. Our comprehensive, fee-only approach is designed to ensure that you have absolute clarity about the current state of your finances and what you need to do to ensure your future financial security.
Business Owners Plan for the future
Owning a business can often feel like the business owns you. The multitude of responsibilities and decisions to be made readily blur the distinction between critical functions and profit crippling distractions. Delegating activities that are not directly related to your ability to generate revenue is essential. Our role is to make sure you have access to the resources you need to successfully plan for the future while maintaining your focus on what matters most - running a successful business.
Senior Executives Manage Resources
Leading an established business enterprise can be incredibly challenging as well as rewarding. One of the key challenges facing any executive is deciphering the pages of disclosures and restrictions imposed on their own compensation packages. At OWM, we dig into the details. We review each and every facet of your financial profile to ensure your resources are managed in a comprehensive and coordinated manner and to avoid unnecessary costs and potential pitfalls along the way.
Young Professionals Make our Customers Happy.
The primary challenge facing new entrants to the workforce is knowing where to turn for objective advice. Without the resources necessary to secure the services of the most established wealth management firms, finding comprehensive, objective guidance can be challenging, if not impossible. By leveraging technology and strategic third-party partnerships, we are able to provide access and resources previously reserved for the ultra-wealthy - and at a cost that you can afford.