Our Wealth Management process is designed to provide ongoing supervision over the entirety of your financial life to ensure your present and long-term fiscal well-being. It begins with a comprehensive review of your current resources and obligations in conjunction with an in-depth discussion of your current, near and long-term goals.
Once an appropriate strategy has been agreed upon between you and us, it is documented in the form of a comprehensive financial plan that is then monitored at least once per year to evaluate your progress, identify opportunities for improvements or potential risks and to make any appropriate adjustments along the way.
At a minimum, we expect all plans to include a review of the following:
- All sources of current and expected income.
- Your most recently filed tax return.
- A current balance sheet with a full analysis of your investment resources.
- Current financial commitments and spending needs.
- A multi-year projection of expected cash flows.
- Any current or anticipated insurance needs.
- Employer or Government sponsored pension, insurance or flex benefits.
- Custom analyses, as needed.